Our Mission
Bridging the gaps
in Kenya's healthcare
system
Amiafam exists to ensure that every Kenyan - whether a boda boda rider, a market vendor, a factory worker or a business owner - can access quality, affordable healthcare without having to choose between their health and their livelihood.
The Gap
Millions of Kenyans in the informal sector work hard every day with no health insurance. A single hospital visit can wipe out weeks - or months - of earning and savings, pushing families deeper into poverty.
- No employer-sponsored insurance for informal workers
- High out-of-pocket costs for basic healthcare
- Limited access to verified specialists outside major cities
- No safety net when illness or accident strikes
Our Answer
We built a healthcare coordination platform that brings insurance, specialist access, and community health programmes together - designed from the ground up for Kenyan realities, not imported assumptions.
- Affordable Private Insurance inclusive of SHA/SHIF via USSD
- Instant cover activation, no paperwork required
- Verified specialist network with location search
- Community outreach and first-responder training
Who We Serve
Built for those most left behind
Amiafam Insurance scheme specifically designed for Kenya’s workers whose labor keeps the economy moving, yet historically had no safety net
Boda Boda Riders
Motorcycle taxi riders face daily accident risk with no cover. Amiafam's scheme gives them affordable protection and first-aid-trained peers through our outreach programme.
Street Vendors & Hawkers
Market traders and hawkers whose irregular income makes traditional insurance impossible. Amiafam Scheme's daily payment models fits their earning model
Artisans & Jua Kali Workers
Welders, carpenters, mechanics, and other skilled tradespeople who need cover for injuries and illness without bureaucratic barriers.
What We Do
Three services, one mission
USSD Insurance
Insurance
Affordable health cover accessible from any mobile phone. Members pay as little as KES 100 a day and receive outpatient, inpatient, personal accident, disability, ambulance, and last expense benefits — with cover active from the first payment.
Dial to enroll
*789*1011#
- Outpatient & inpatient
- Personal accident
- Land ambulance
- Last expense
Specialist Network
Specialists
We connect patients with verified, qualified specialists across Kenya. Search by specialty and location to find the right doctor near you - from general practitioners to cardiologists, paediatricians, and more.
Find a specialist- Verified credentials
- Location-based search
- Multiple specialties
- Nationwide network
Community Outreach
Outreach
Healthcare doesn't end at the clinic. We run active community programmes including first-aid training for boda boda riders, digital wellness detox sessions, and sanitary towels distribution drives to underserved communities.
See our programmes- Boda boda first aid
- Digital wellness
- Sanitary towels
- Community health talks
What We Stand For
Our four core values
Simplicity
Healthcare access should never require a degree to navigate. We strip away complexity so anyone can enroll, pay, and access care in minutes.
Accessibility
We design every service to work for people regardless of income, location, or the phone in their pocket - including those without a smartphone.
Visibility
We keep our members informed at every step — from payment confirmations to cover status and benefit updates — through clear SMS communication.
Affordability
From KES 100 a day, we've priced our services to match the realities of irregular incomes, so no one has to choose between eating and healthcare.
Healthcare is a right,
not a privilege
Whether you're looking for affordable cover, seeking a specialist, or want to partner with us on community health - Amiafam is ready.