Affordable Healthcare Protection Within Reach
Medical cover designed around the realities of hardworking Kenyans and their families.
Amiafam is helping extend healthcare protection to people who have traditionally had limited access to employer-sponsored or conventional private medical insurance.
From as low as
KES 100
per day
- Mobile enrolment
- M-Pesa payments paid directly to the insurer
- Daily, weekly and monthly options
Healthcare Shouldn't Depend on How You Earn Your Living
Across Kenya, millions of people earn their income through transport, trade, skilled work, small businesses and other informal-sector activities.
They work hard, support families and contribute to the economy every day — yet many remain financially vulnerable when illness or an accident occurs.
Amiafam's Medical Scheme is designed to help close this protection gap through accessible healthcare cover and flexible payment options.
Already live and working.
The current scheme already supports payments through mobile phones and M-Pesa, including daily, weekly and monthly options.
Built Around Everyday Kenyans
Boda Boda Riders
Healthcare and accident protection for riders working on Kenya's roads every day.
Market Traders & Vendors
Affordable protection for traders, vendors and entrepreneurs whose incomes may vary from day to day.
Artisans & Jua Kali Workers
Cover designed with skilled workers, mechanics, carpenters, welders and other tradespeople in mind.
Small Business Owners
Practical healthcare protection for entrepreneurs and their families.
Associations & Organised Groups
Healthcare solutions that can be extended through associations, cooperatives and other organised communities.
Families
Affordable healthcare protection designed to provide greater peace of mind when medical needs arise.
Protection for the Moments That Matter
Outpatient Care
Support for everyday healthcare needs, including consultations and eligible treatment.
Inpatient Care
Protection when hospital admission and inpatient treatment are required.
Personal Accident Cover
Financial protection following eligible accidental injury.
Maternity Benefits
Support for eligible maternity-related healthcare needs.
Last Expense Cover
Financial support to the family following the loss of a covered member.
Designed Around How People Earn
Not everyone receives a monthly salary. Healthcare protection should recognise that.
Amiafam's scheme is designed around flexible contribution options from as low as KES 100 per day that make it easier for people earning daily, weekly or irregular incomes to participate, and supports M-Pesa payments paid directly to the insurer.
Get covered from your phone
Register online from your phone or computer in a couple of minutes.
01
Register online
Open the registration page on your phone or computer. It takes a couple of minutes.
02
Register your details
Enter your name, ID number and other details.
03
Choose how you pay
Daily, weekly or monthly — whatever suits the way you earn.
04
Pay via M-Pesa
Contributions are paid directly to the insurer from your phone.
Protect Your Members
Are you an association, SACCO, cooperative, rider organisation, employer or community group?
Amiafam can work with organised groups to explore healthcare protection for their members.
Take a Step Towards Greater Healthcare Security
Talk to our team about available medical cover and how to register.